Medicare in Wisconsin
Medicare in Wisconsin
If you live in Wisconsin, you have guaranteed issue rights to buy a Medigap policy, Medicare in Wisconsin, but the policies are different.
Basic benefits Inpatient hospital care: covers the Part A coinsurance Medical costs: covers the Part B coinsurance (generally 20% of the Medicare-approved amount) Blood: covers the first 3 pints of blood each year Part A hospice coinsurance or copayment Medigap plan Basic Plan Covers Basic benefits Part A: skilled nursing facility coinsurance 175 days per lifetime in addition to Medicare’s benefit of inpatient mental health coverage 40 home health care visits in addition to those paid for by Medicare State mandated benefits Important plan information Plans known as “50% and 25% Cost-sharing Plans” are available.
These plans are similar to standardized Plans K (50%) and L (25%). A high-deductible plan ($2,000) is also available.
Insurance companies are also allowed to offer these riders to a Medigap policy: Part A deductible Additional home health care (365 visits including those paid by Medicare) Part B deductible Part B excess charges Foreign travel emergency 50% Part A deductible Part B copayment or coinsurance
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